We're More than a Lender, We're Your Partner.

Excellent communication and customer care

Simple and quick process

Join over 60,000 businesses that trust White Oak for financing

Get a Free No-Obligation Quote

Decisions in as little as 24 hours

UK Based Account Manager

90% of Applications Approved*

Fast, flexible funding
for your business.

Borrow between £5,000 - £2 million

Funding you can use to pay tax bills, buy new stock, vehicles, machinery, invest in business development plans or keep your cash flow.

It can be hard to figure out what finance is right for you, but our team of experts can help you craft a tailored finance solution for your business' needs.

Same Day Decision

UK-Based Team

Dedicated Account Manager

Access to over 50 lenders

Finance is subject to terms, conditions, eligibility criteria, affordability and credit approval. Any property or asset used as security may be at risk if you do not repay any debt secured on it. White Oak may act as a credit broker not a lender and may receive a commission for the introduction if you decide to enter into an agreement with them. White Oak’s business finance products are not regulated by the Financial Conduct Authority.”

*Based on applications this year. This is not a guarantee of future approval and terms and conditions apply.

White Oak worked with the Government-owned British Business Bank, coming to the aid of thousands of businesses and providing over £400 million in loans. One of its largest lenders was White Oak under a scheme known as CBILS (Coronavirus Business Interruption Loan Scheme).

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SHORT TERM FUNDING

✔ Lend up to £2 million
✔ 3 - 12 month terms
✔ 95% Approval Rate*
✔ Dedicated Account Manager
✔ Short term loans are flexible and innovative, available to companies in almost any industry and can be used for practically any purpose.

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ASSET FINANCE

✔ Lend up to £2 million
✔ 12 - 60 month terms
✔ 93% Approval Rate*
✔ VAT deferral available
✔ Fast-Track Options
✔ Hire purchase, leasing and refinance options
✔ Dedicated Account Manager

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VAT FUNDING

✔ Lend up to £2 million
✔ 3 month term
✔ Bring VAT in line with monthly expenditure
✔ Speedy online paperwork
✔ Paid to you or HMRC
✔ Dedicated Account Manager

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*Based on applications this year. This is not a guarantee of future approval and terms and conditions apply.

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Our Partners

Lending to SMEs for over 35 years.

At White Oak, we understand the importance of capital. With over 35 years’ experience providing flexible loans to businesses large and small in Britain, we know that timely access to finance can be crucial for a company's success.

Give our friendly team a call

We're here Monday - Friday. Call or email and we will get you straight through to someone who can help.

01244 527300 hello@whiteoakuk.com

Authorised by the

Get in Touch

01244 527300

hello@whiteoakuk.com

2nd Floor
HQ Building
58 Nicholas Street
Chester
CH1 2NP

LDF Operations Limited (Reg No:02029122), LDF Finance No.1 Limited (Reg No: 4893877), LDF Finance No.2 Limited (Reg No: 08822802) and LDF Finance No.3 Limited (Reg No: 8822799), trading as White Oak, are authorised and regulated by the Financial Conduct Authority for credit-related regulated activities (including hiring), each being incorporated under the Companies Acts in England & Wales and having their Registered Office at 2nd Floor, HQ, 58 Nicholas Street, Chester, CH1 2NP . LDF Ops Limited (Reg No: SC198910) trading as White Oak, is authorised and regulated by the Financial Conduct Authority for credit-related activities (including hiring) and having its Registered Office at Sixth Floor, 58 Waterloo Street, Glasgow, G2 7DA. White Oak UK (CBILS) Limited (Reg No: 12435750), incorporated under the Companies Acts in England & Wales and having its Registered Office at 2nd Floor, HQ, 58 Nicholas Street, Chester, CH1 2NP. White Oak Commercial Finance Europe (Non-Levered) Limited incorporated under the Companies Acts in England & Wales (Company Number 12536413) and having its Registered Office c/o Buzzacott LLP, 130 Wood Street, London, UK EC2V 6DL.

We're More than a Lender, We're Your Partner.

Fast, flexible funding for your business.

Borrow between £5,000 - £2 million

Get in Touch Today

SHORT TERM FUNDING

ASSET FINANCE

VAT FUNDING

Our Partners

Lending to SMEs for over 35 years.

Give our friendly team a call

Authorised by the

Fast, flexible funding
for your business.